Pioneer Bank

Safe & Sound for a Century		  
Use an ATM/debit card to shop online or at the store.

 

 

Personal Checking

On this page:
- Additional Services and Products
- Checking Accounts Chart
- Health Savings Account

Health Savings Account - It's a checking account.

Pay for your family's medical and health expenses with money that earns interest, tax deferred with contributions that are excluded from income. If you are covered under a high deductible health plan, you would be eligible to open a Health Savings Account. This interest-bearing checking account has tiered rates and is used to pay qualified* health expenses. Unused contributions carry from year to year, and your account is portable.

Minimum Opening Balance = $10
Minimum Daily Balance to avoid Minimum Balance Fee = $1,000**
Minimum Balance Fee = $2.50
Minimum Balance to Obtain APY = 1st tier ($100); 2nd tier ($1,000); 3rd tier ($5,000)

APY = Annual Percentage Yield

* Consult a tax advisor for a list of qualified medical expenses. For qualifying customers only.

** A Minimum Balance Fee will be imposed every statement period if the daily balance in the account falls below the minimum daily balance any day of the statement period. Service charges may reduce earnings.

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  Personal NOW Checking Personal Money Market Checking Personal Checking Personal Value Plus Checking
Minimum Opening Balance $750 $2,500 $10 $10
Minimum Daily Balance $750 to avoid Minimum Balance Fee; $0 to obtain APY $2,500 to avoid Minimum Balance Fee; $0 to obtain APY $350 to avoid Minimum Balance Fee $5,000 in related savings, CD or loan balance to avoid Maintenance Fee
Minimum Balance Fee $10 or See (*A) to avoid Minimum Balance Fee $10 or See (*A) to avoid Minimum Balance Fee $8 or See (*A) to avoid Minimum Balance Fee No
Maintenance Fee No No No $10 or See (*B) to avoid Maintenance Fee
Direct Deposit Yes Yes Yes Yes
Unlimited Check Writing Yes No - See (*C) Yes Yes
Interest Bearing Yes Yes No No
Compounded and Credited Interest Monthly Monthly N/A N/A
Transfer Limits No Yes - See (*C) No No
Monthly Statement Yes Yes Yes Yes
Check Safekeeping Free Free Free Free
Terms and Conditions:

APY = Annual Percentage Yield

(*A) A Minimum Balance Fee will be imposed every statement period if the daily balance in the account falls below the minimum daily balance any day of the statement period. Service charges may reduce earnings.

(*B) A Maintenance Fee will be imposed every statement period if the daily balance in the account falls below the minimum daily balance any day of the statement period.

(*C) You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties.
Excess Transaction Fee (over 6 items per cycle): $15 per item

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Additional Services & Products
  Personal NOW Checking Personal Money Market Checking Personal Checking Personal Value Plus Checking
Free Services & Products N/A N/A N/A - Personalized checks
(1 box per order)
- Blue safety wallets
- Money orders
Direct Deposit - Deposit your paycheck directly into your Pioneer Bank account for easy access to funds.
MasterCard® Credit Card - Includes ScoreCard™ CashBack Incentive program.
- For qualifying customers only
ATM/Debit Card - No Annual Fee
- Includes monitoring system to help guard debit cards against fraudulent activity.
Overdraft Protection - No Annual Fee
- For qualifying customers only
Online Banking - Free 24-hour account access.
- View daily balances, your latest transactions and more. Go to Online Banking for details.
E-Statements - Choose to change one or all of your statements to E-Statements.
- Enroll in minutes from the "Electronic Statement" menu tab in your Online Banking account. Go to E-Statements for more details.
Bill Pay - Free 24-hour Bill Pay service.
- Make online payments to anyone & save with Bill Pay.
- Requirements: Free Online Banking and a Pioneer Bank personal checking account
Telephone Banking - Free 24-hour account access to hear your daily balances and transactions.
- Transfer funds between your Pioneer Bank accounts.
- Make loan payments.
Personalized Checks - Price varies according to style and quantity.

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Member FDIC
    Contact Information



  
  Equal Housing Lender

 Main Office:
5758 Main Street
PO Box 220
Auburndale, WI 54412

Email: pioneer@pioneerbank.net

Fax: 1-715-652-3231		   24-Hour Telephone Banking:
(Local) 1-715-652-3735 or
(Toll Free) 1-888-9-BANK-WI or 1-888-922-6594

Phone:
(Local) 1-715-652-2105 or
(Toll Free) 1-800-326-4424
Phone Number List for All Offices