"For Your Convenience"
  
Use an ATM/debit card to shop online or at the store.

 

 

Personal Checking

- Additional Services and Products
- Checking Accounts Chart
- Health Savings Account

Health Savings Account - It's a checking account.

Pay for your family's medical and health expenses with money that earns interest, tax deferred with contributions that are excluded from income. If you are covered under a high deductible health plan, you would be eligible to open a Health Savings Account. This interest-bearing checking account has tiered rates and is used to pay qualified* health expenses. Unused contributions carry from year to year, and your account is portable.

Minimum Opening Balance = $10
Minimum Daily Balance to avoid Minimum Balance Fee = $1,000**
Minimum Balance Fee = $2.50
Minimum Balance to Obtain APY = 1st tier ($100); 2nd tier ($1,000); 3rd tier ($5,000)

APY = Annual Percentage Yield

* Consult a tax advisor for a list of qualified medical expenses. For qualifying customers only.

** A minimum balance fee will be imposed every statement cycle if the daily balance for the statement cycle falls below the minimum daily balance any day of the statement cycle. Service charges may reduce earnings.

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Personal Checking Accounts
Printer Friendly Version Free For All Checking Now Checking Money Market Regular Checking Value Plus Checking
Minimum Opening Balance $0 $600 $2,500 $10 $10
Minimum Daily Balance $0 $600 to avoid minimum balance fee;
$0 to obtain APY 		$2,500 to avoid minimum balance fee;
$0 to obtain APY 		$350 to avoid minimum balance fee $0
Minimum Balance Fee No $8 or See (*B) to avoid fee $8 or See (*B) to avoid fee $8 or See (*A) to avoid fee No
Per Item Fee No $0.15 per debit or See (*D) to avoid fee No No No
Monthly Maintenance Fee No No No No $8 or avoid fee with $5,000 in related savings, CD or loan balance
Direct Deposit Yes Yes Yes - See (*C) Yes Yes
Unlimited Check Writing Yes Yes No - See (*C) Yes Yes
Interest Bearing No Yes Tiered Rates No No
Compounded and Credited Interest N/A Monthly Monthly N/A N/A
Transfer Limits No No Yes - See (*C) No No
Monthly Statement Yes Yes Yes Yes Yes
Check Safekeeping Free Free Free Free Free
Terms and Conditions -

APY = Annual Percentage Yield

(*A) A minimum balance fee will be imposed every statement cycle if the average daily balance for the statement cycle falls below the minimum daily balance.

(*B) A minimum balance fee will be imposed every statement cycle if the daily balance for the statement cycle falls below the minimum daily balance any day of the statement cycle. Service charges may reduce earnings.

(*C) No more than six pre-authorized (or automatic) or telephone (including data transmission) transfers and withdrawals per month, and no more than three by check, draft, debit card or similar order to third parties.

(*D) A per item fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment). This fee will be imposed if the daily balance falls below the minimum daily balance any day of the statement cycle.

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Additional Services & Products
Printer Friendly Version Free For All Checking
 Now Checking Money Market Regular Checking Value Plus
Checking
Free Services & Products - 2 overdraft items
- First 50 checks (new checking accounts only)		 N/A N/A N/A - Personalized checks
(1 box per order)
- Blue safety wallets
- Money orders
- Travelers cheques
Direct Deposit - Deposit your paycheck directly into your Pioneer Bank account for easy access to funds.
MasterCard® Credit Card - Includes ScoreCard™ CashBack Incentive program.
- For qualifying customers only
ATM/Debit Card - No Annual Fee
Overdraft Protection - No Annual Fee
- For qualifying customers only
Online Banking - Free 24-hour account access.
- View daily balances, your latest transactions and more. Go to Online Banking for details.
Bill Pay - Free 24-hour Bill Pay service.
- Make online payments to anyone & save with Bill Pay.
- Go to our Online Banking web page for more Bill Pay details.
- Requirements: Free Online Banking and a Pioneer Bank personal checking account
Telephone Banking - Free 24-hour account access to hear your daily balances and transactions.
- Transfer funds between your Pioneer Bank accounts.
- Make loan payments.
Money Orders - Up to $999.99 = $3 fee
- $1,000 and up = $6 fee
Personalized Checks - Price varies according to style and quantity.
Travelers Cheques - Per $100 = $2 fee
- Cheque for 2 per $100 = $3 fee
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Member FDIC
    Contact Information



  
  Equal Housing Lender

 Main Office:
5758 Main Street
PO Box 220
Auburndale, WI 54412

Email: pioneer@pioneerbank.net

Fax: 1-715-652-3231		   24-Hour Telephone Banking:
(Local) 1-715-652-3735 or
(Toll Free) 1-888-9-BANK-WI or 1-888-922-6594

Phone:
(Local) 1-715-652-2105 or
(Toll Free) 1-800-326-4424
(Agribusiness Center at Rozellville Office) 1-877-922-6524 or 1-877-9-BANK-AG
Phone Number List for All Offices