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Call your Pioneer Bank for a CD quote.

 

 

Personal Savings / Certificates of Deposit

- Certificates of Deposit
- Individual Retirement Account
- Savings Accounts Chart

Certificates of Deposit

Various rates and terms available. We also offer Special CD Rates on this web site which are updated monthly. Call 1-800-326-4424 for additional rate quotes.

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Saving for Your Retirement with an IRA

It can be a challenge to provide for today, but every American has to consider how he or she will create a dependable income for one's retirement needs. An individual retirement account (IRA) is a real solution for everyone - offering two distinct plans for you to contribute to your future, Traditional IRA and Roth IRA.

What are the basic differences between Traditional & Roth individual retirement accounts?

  • Roth IRA contributions are not tax deductible, but distributions can generally be withdrawn tax-free.
  • Traditional IRA contributions may be partially or fully tax deductible. Distributions are generally taxable.

If you're interested in an IRA, visit your Pioneer Bank for more information* on eligibility requirements and how to become a participant. We accept rollovers.

* Before making a decision between a Roth and Traditional IRA, consult with your tax advisor.

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Personal Savings Accounts
Printer Friendly Version Statement Savings Value Plus Savings
 Christmas Club Savings Kids Savings
Minimum Opening Balance $10 $5,000 $10 $10
Minimum Daily Balance $100 to avoid minimum balance fee;
$100 to obtain APY		 $5,000 to avoid minimum balance fee;
$0 to obtain APY		 $0 $100 to obtain APY
Minimum Balance Fee $3 or See (*A) to avoid fee $5 or See (*A) to avoid fee No No
Direct Deposit Available - See (*B) Available - See (*B) Available Available - See (*B)
Interest Bearing Yes Tiered Rates Tiered Rates - See (*C) Yes
Compounded and Credited Interest Monthly Monthly - Compounded annually
- Credited at maturity		 Monthly
Transfer Limits Yes - See (*B) Yes - See (*B) No Yes - See (*B)
Online Banking - Available to all personal savings accounts.
- Free 24-hour account access.
- View daily balances and your latest transactions. Go to Online Banking for more details.
Telephone Banking - Available to all personal savings accounts.
- Free 24-hour account access.
- Access daily balances, your latest transactions, and more.
Monthly Statement Yes Yes Yes Yes
Terms and Conditions -

APY = Annual Percentage Yield

(*A) A minimum balance fee will be imposed every statement cycle if the daily balance for the statement cycle falls below the minimum daily balance any day of the statement cycle. Service charges may reduce earnings.

(*B) No more than six pre-authorized (or automatic) or telephone (including data transmission) transfers and withdrawals per month, and no more than three by check, draft, debit card or similar order to third parties.

(*C) If you close your account before interest is credited, you will not receive the accrued interest. Receive a higher rate and APY with direct deposit.

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    Contact Information



  
  Equal Housing Lender

 Main Office:
5758 Main Street
PO Box 220
Auburndale, WI 54412

Email: pioneer@pioneerbank.net

Fax: 1-715-652-3231		   24-Hour Telephone Banking:
(Local) 1-715-652-3735 or
(Toll Free) 1-888-9-BANK-WI or 1-888-922-6594

Phone:
(Local) 1-715-652-2105 or
(Toll Free) 1-800-326-4424
(Agribusiness Center at Rozellville Office) 1-877-922-6524 or 1-877-9-BANK-AG
Phone Number List for All Offices