Business Savings Accounts

	Business Value Plus Savings	Business Statement Savings
Eligibility	Corporations, Partnerships, Sole Proprietorships, LLCs, Non-Profits & Government Units	Corporations, Partnerships, Sole Proprietorships, LLCs, Non-Profits & Government Units
Earns Interest	Yes	Yes
Minimum Opening Balance	$5,000	$10
Minimum Daily Balance	$5,000 to avoid Minimum Balance Fee; $0 to obtain APY	$200 to avoid Minimum Balance Fee; $500 to obtain APY
Minimum Balance Fee	$10 or See (A) to avoid Minimum Balance Fee*	$5 or See (A) to avoid Minimum Balance Fee*
Compounded and Credited Interest	Monthly	Monthly
Transfer Limits	Yes - See (B)*	Yes - See (B)*
Monthly Statement	By Postal Service or E-Statement	By Postal Service or E-Statement
Online Banking and Telephone Banking	Available	Available
Terms and Conditions: APY = Annual Percentage Yield (All Savings Accounts) There may be no payment of accrued interest if, at time of closing, accrued interest is less than $5. (A) A Minimum Balance Fee will be imposed every statement period if the daily balance in the account falls below the minimum daily balance any day of the statement period. Fees may reduce earnings. (B) You may not make more than six (6) transfers and withdrawals from your account per statement period by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties. Excess Transaction Fee (over six items per statement period): $15 per item after six return to top

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